🏖️ Retirement Savings Calculator
Will you have enough when you stop working? Enter your age, your planned retirement age, what you have already saved and what you add each month to project the corpus waiting for you at retirement.
How to use the Retirement Savings Calculator
- Enter your current age and the age at which you plan to retire.
- Enter your current savings and your monthly contribution.
- Enter the expected annual return (%), then press Calculate.
Example: Starting at age 30 with Rs 2,00,000 already saved and adding Rs 20,000 every month at a 10% expected return until age 60 builds a projected corpus of Rs 4,91,77,238.37 — of which Rs 74,00,000 is money you put in.
Frequently Asked Questions
When are monthly contributions assumed?
At the end of each month, with monthly compounding. Your current savings grow for the full period until retirement.
Does this account for inflation?
No — the corpus is in future rupees, which will buy less than today's rupees. Our Inflation Calculator shows how much less; careful planning aims higher to allow for it.
Is the return guaranteed?
No. It is the steady average you enter. Real returns vary from year to year, and past performance never guarantees future results.
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