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🐷 Savings Calculator

Small monthly savings grow surprisingly large. Enter what you can set aside each month, the expected rate and the number of years to see the future value of your savings habit.

How to use the Savings Calculator

  1. Enter your monthly deposit.
  2. Enter the annual interest rate (%) and the number of years.
  3. Press Calculate — the future value, deposits and interest earned appear below.
Example: Saving Rs 10,000 every month at 8% per year for 10 years grows to about Rs 18,41,657 — Rs 12,00,000 deposited by you and about Rs 6,41,657 earned as interest.

Frequently Asked Questions

When is each deposit assumed to be made?

At the start of each month, with monthly compounding — the common way regular savings plans are modelled.

Is the interest guaranteed?

No — the rate is the one you enter. Bank accounts, savings schemes and investments all pay differently and can change over time.

How is this different from the Compound Interest Calculator?

That tool starts from one lump sum (with an optional deposit). This one is built purely around a fixed monthly deposit.

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