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🌱 SIP Calculator

A Systematic Investment Plan (SIP) invests a fixed amount every month. Enter your monthly amount, the expected annual return and the number of years to project what your plan could grow into.

How to use the SIP Calculator

  1. Enter your monthly investment amount.
  2. Enter the expected annual return (%) — a projection to plan with, never a promise.
  3. Enter the number of years, then press Calculate.
Example: Investing Rs 5,000 every month at an expected 12% per year for 10 years grows to Rs 11,61,695.38 — Rs 6,00,000 invested by you and Rs 5,61,695.38 of estimated gains.

Frequently Asked Questions

When is each monthly investment assumed to be made?

At the START of each month, with monthly compounding — the standard way SIP projections are calculated.

Is the return guaranteed?

No. Market returns are never guaranteed and never grow in a straight line. This is a projection to help you plan, not a promise by any fund or scheme.

What is the difference between a SIP and a lump sum?

A SIP spreads your money across many months, so you invest at many different prices; a lump sum invests everything at once. Our Investment Calculator covers a lump sum with monthly additions.

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