Work out your Zakat the careful way: gold and silver valued at today's rates (with the karat adjustment for jewellery), plus cash, stock and receivables, minus debts — checked against the nisab before the 2.5% is applied.
In short: Zakat is 2.5% of your net zakatable wealth, due when that wealth has stayed at or above the nisab — 52.5 tola of silver (the usual benchmark for mixed wealth) or 7.5 tola of gold — for one lunar year. Enter today's gold and silver rates per tola, your assets and your debts due now, and the calculator does the rest.
| Value of gold | — |
| Value of silver | — |
| Total zakatable assets | — |
| Minus debts due now | — |
| Net zakatable wealth | — |
| Nisab (threshold) | — |
| Nisab reached? | — |
Worked example: 10 tola of 24K gold at Rs 200,000 per tola = Rs 2,000,000; cash Rs 500,000; debts Rs 100,000 → net zakatable Rs 2,400,000, well above the silver nisab of Rs 131,250 (52.5 × Rs 2,500) → Zakat = Rs 60,000.
2.5% of net zakatable wealth (gold + silver + cash + stock + receivables − debts due), once it reaches the nisab and a lunar year has passed.
87.48 g gold (7.5 tola) or 612.36 g silver (52.5 tola). Mixed wealth usually uses the silver nisab in Pakistan; gold-only wealth uses the gold nisab.
Schools differ — Hanafi practice generally counts gold and silver jewellery; other schools exempt jewellery in regular use. Enter what your school counts and follow your scholar's guidance.
On pure-gold content: weight × (karat ÷ 24) × the 24K rate. The calculator adjusts automatically.
Banks deduct on 1 Ramadan from accounts above the annually notified figure (Rs 503,529 for 1446-47 AH). That is separate from your personal Zakat on total wealth.